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Discover More About CuraDebt Consumer and Commercial Debt Counseling's Money Back Guarantee, Awards, And More   CuraDebt, among the founders within the industry has been helping individuals and various companies nationwide since 2000. The founders started negotiating debts in 1996.   CuraDebt will help you make the very best conclusion concerning a credit card debt solution or other qualifying debt relief issue (whether debt settlement, debt negotiation, debt consolidation, or consumer credit counseling). CuraDebt has awards, memberships, and guarantees that are the reasons thousands of other people have selected CuraDebt. ------------------------------------------------  CuraDebt is proud to have been given the highest rating for debt relief companies by the Consumer watchdog and review site, Top Consumer Reviews. ------------------------------------------------  If you are going to work with a debt relief company, make sure the company provides you with a Written Money Back Guarantee.   While CuraDebt has been doing this for years, it truly is quickly becoming the regulation in several states. CuraDebt guarantees that the entire total paid back to any or all creditors, as well as CuraDebt fees, are going to be lower than the entire amount due to the creditors upon entering the program or CuraDebt's services are free.   When you think about different debt relief options (consumer credit counseling, debt negotiation, debt consolidation, bankruptcy), ask the representative if their services are backed by an equivalent or top quality guarantee.  ------------------------------------------------  Consumers, prospects and suppliers rely on Dun & Bradstreet, the world's most trusted source of business insight to see that a company is rock-solid and trustworthy enough to help them.   Working with a debt settlement company that is listed with the D&B is important so that you can just be sure you get quality service at a solid and highly regarded company.   ------------------------------------------------ CuraDebt Consumer And Commercial Debt Settlement is known as a member of (TASC) The Association of Settlement Companies. This trade association has developed a standardized industry disclosure for consumers.  CuraDebt is a member in good status of TASC, the biggest and oldest association of debt settlement companies. In order to be a member of TASC, a company has to follow a stringent set of requirements, disclosures as well as maintain them through continual review.   This is important to you since you can rest assured that the highest quality in services and principles are being adopted that ultimately provides you with the most effective results and maximum peace of mind.   We believe that all companies which are operating legitimately and with consumers' best interests at heart are members of TASC in good standing, as is CuraDebt.   CuraDebt is a member of TASC and USOBA, the two major organizations that provide legislative and regulatory information with regard towards debt settlement industry. Both organizations possess a strict screening process in order to accept debt settlement companies as members and CuraDebt is known as a proud member of both organizations.   ------------------------------------

Unlike various businesses that accept settlements in your behalf (which in some states is against the law), CuraDebt continuously lets you approve the final settlements and will advise you regarding what is the best based on your unique situation.

When you decide to trust a company that will help you have peace of mind and an answer with regards to your debts, it is important that the company's privacy policy, security, and business be verified.

The Online Business Bureau exists to allow consumers to research if a company is legitimate and upholds what it promises you. We recommend that you simply ask any company that you will be considering working with if they are members of the Online Business Bureau.

The goal behind following the rules as taught by The International Association of Professional Debt Arbitrators is to give you the very best service in addition to savings in your debt settlement or debt negotiation program.

At CuraDebt, in excess of the 9 years of working countrywide and helping thousands of people and small businesses, CuraDebt has created their own internal training series to supplement the training from IAPDA for their counselors, negotiators and customer service agents.

In reality, there are 20 to 40 hours of extra training that all new team members have to learn and pass exams on in order to begin speaking with clients seeking debt relief.

#1 Rated Debt Relief Company In 2010

The team that founded CuraDebt began in 1996 providing debt settlement services on behalf of individuals and small businesses. In 2000, the company started providing debt relief services nationwide.

CuraDebt is a member in good standing of TASC, the largest and oldest association of debt settlement companies, they have the highest rating for debt relief companies by the Consumer watchdog.

We recommend that you ask any company that you are considering working with if they are members of the Online Business Bureau, just like CuraDebt.

CuraDebt saves you the most money for a variety of reasons. First, their negotiators have built up contacts with creditors over the years and settle in bulk instead of just one account at a time. For example, instead of just settling your debt of $10,000, they may be settling $250,000 of debts with the same creditor. This gives them a much greater ability to negotiate the greatest savings for you. In addition, CuraDebt is commission based, which means that it is in their best interest to get you the greatest savings.

You get to speak with your negotiator who has all the details on your accounts and works with you based on what you have available on a monthly basis or as a lump sum. The company also works with businesses through its Commercial Debt Counseling division.

You can browse through their website to read numerous testimonials as well as debt settlement letters from credit card companies showing savings from 50 to 89%.

You can get a free confidential consultation when you visit their website and submit your information. Your questions regarding debt consolidation or debt settlement can be answered by CuraDebt's patient, caring, and knowledgeable counselors.

CuraDebt negotiates on unsecured debts (personal and commercial) and does NOT provide loans or help with secured debts like mortgages or car loans (when care is in possession of the person).

Client Reviews for CuraDebt

G   03/30/2010   My wife and I are just starting the program of DS with Curadebt. I researched company after company, and we finally decided that Curadebt offered the best process and most information about their program. We thank Renata for answering our 100 question quiz. She was upfront and professional. And when she wasn't there, her associates were very capable of fielding our questions. Good Luck to all; we will keep you updated on our progress! 

RS
03/15/2010
I just had my last credit card debt negotiated in less than a year! Thanks Curadebt! Ten months ago, my life was a different story. I had lost my job and was close to $20,000 in credit card debt. I heard about debt settlement companies, did extensive research, and decided to go with Curadebt. What is so great about Curadebt is they only make commission off of the amount they have saved you through the negotiation process. It is in their best interest to negotiate the lowest amount possible for you. My negotiator, Edison, was always available if I had any questions, very friendly, and kept me informed throughout the process. I ended up paying 50% less than what I owed my creditors, including the commission to Curadebt. I would highly recommend Curadebt to anyone that is facing similar life challenges.

Angie M
03/12/2010
Cura Debt did a very good job for me. The thing that impressed me the most was the speed in their responses to any inquiries or emails I sent. Every one of the staff was kind and friendly to deal with. I was current on my bills, just way too much in debt. It was not easy for me to wait out the first 3-4 months as we needed to let the bills get behind so the creditors would work with us. It is a very nerve-wrecking process, but CuraDebt made it so easy and less stressful by taking the phone calls and mailings themselves and keeping the stress off me. They were also kind enough to reduce or adjust the service fee for some creditors if the creditors were the ones who initiated or offered the settlement themselves! I found them VERY HONEST, RESPECTFUL, RESPONSIVE, COMPASSIONATE and EFFECTIVE! I highly recommend this instead of bankruptcy or a debt consolidation program!

dj
03/09/2010
My wife and I needed help last year, and after searching the internet, we decided to go with CuraDebt. Over years, our unsecured debt had grown out of control. Some people recommended that we negotiate the debt on our own. I believe that it would have been possible, but the relentless collectors would have worn me down. Yamile did an excellent job negotiating for us. I am happy to say, that after 18 months, we no longer have unsecured debt. I am also happy to say that I will never own a credit card again.

Vernon & Ethel Dempsey

03/03/2010

My wife and I were very unsure about using a service of this type. We knew nothing about it. Frankly, we decided to work with CuraDebt because of our initial contact person, Renata. She was very professional, answered all of our questions and dealt with us in a manner that was comfortable for us.

RatePoint Reviewer

02/11/2010

I enrolled into curadebt after carefully completing my research about them in the Internet. So far they have settled two of my accounts with creditors and I am completely satisfied with the service offered by Curadebt. They are doing a great job in negotiating better deals from creditors which we were not be able to do. I would like to give SARA ALVAREZ (curadebt negotiator) special appreciation for working so hard and getting me better deals.

jk

02/06/2010

Last year my Wife and I were in a position we had never been in before. We both had good steady jobs with decent income, and the the economy went bad. My wife lost her job and I had hours at my job reduced. We tried to pay all of our bills, and we did for a certain period of time, but it was getting more difficult as the weeks went on.

Family facing unemployment needs help

02/04/2010

Great company. Was very skeptical about using any debt reduction company, as I hadn't heard about them. But we really needed help to eliminate debt, and didn't want to declare personal bankruptcy, so we chose this route. My husband found Curadebt on the internet, and researched them thoroughly before we went ahead with the program.

Rick & Gail

01/26/2010

At the end of 2008 we knew we needed help to pay off our credit cards. We were like so many others just getting deeper in debt. We knew we needed help and we wanted to make sure that we did pay what we owed to our creditors. We did a search on the internet and looked through the BBB and found that CuraDebt was the best company that could help us.

Sunny and Mark

01/21/2010

Our negotiations department manager, Sandra R. Stringer, at Cura-Debt went the extra mile for us as our situation kept getting more and more dire. She is very personable and empathetic and saved us not only money, but also tons of stress-relief. Thank you Sandy!

RatePoint Reviewer

01/18/2010

Signing up for Curadebt is not an easy decision, especially that being in debt looked like bad decisions had been made in the past. I choose Curadebt because of all the Debt Settlement company I looked for and searched in the internet- Curadebt is one of the few with good reputations. I am happy with the service that Diego P. provided for me,

Joanne

01/16/2010

I do not know where to begin. I am so thankful for Diego P. He is kind, helpful,understanding, patient and always pleasant. When i first started in this program i was so worried that this was to good to be true i waited for the "shoe to drop" waiting for the catch, I started out with Yamille, she was great always there for me she settled a few of my debts with great results, then, she told me Diego was taking over i was so afraid because i built such a trust in Yamille. Then Diego called and started working with me and i was taken back at how wonderful he is, He is always in contact with me he helped me through, he always let me know that i didn't need to worry that he and CursDebt were there for me and they were. I am almost through with the program my settlements were great, I encourage anyone that is in debt and feel helpless please enter this program. I will answer any questions if anyone has any doubts. Again i cannot thank Diego enough for being there for me in what seemed to me at the time a hopeless situation. Thank you is not enough.

Mary V Cook

12/10/2009

In 2005, my husband and I found that we were unable to keep up with our bills any longer. I ran a search online for debt negotiators and found Curadebt. I read the testimonials and discussed it with my husband. We decided to take a chance on it. I'm so glad we did! In 2007, my husband passed away and I was able to finish paying off our debts.

Rick

12/09/2009

Like so many others I found myself in need of a company and person who would go to bat for me in settling my outstanding credit card debt. CuraDebt settled my account for 50% and was able to arrange for it to be over 3 payments as well. I received professional treatment and treated with care and respect. Thank you Kathrine M. and CuraDebt.

2010 Update: There is now a 15% discount running on the site (make sure to call, chat online, or email a counselor as soon as possible after submitting your information for a free evaluation). This discount may not be available soon.

* After you submit your information, make sure to immediately call, email or chat with one of CuraDebt's senior debt advisors about their free credit restoration offer valued at up to $479.

You will be receiving a call and email from CuraDebt from an "858" number (please answer your phone).  CuraDebt is here to help you and is not a collector of any type.

In Summary: Greatest savings, quick and easy to get started, honest counselors, excellent reputation, and average savings of 50 to 80% - my #1 pick.